CBA Compliance
- Local 87-M floor rules
- Hour banking verified
- Provincial tax applied
Multi-employer benefits administration
Precision administration for Canada's most complex benefits.
From traditional plans to hour banking, multi-carrier flex, and 100+ collective agreements — one platform for any complexity.
Consolidated Invoice
- Carrier A — Health & Dental $42,180.00
- Carrier B — LTD & Life $18,440.00
- Carrier C — Vision $6,290.00
Total Remittance
$66,910.00
Member Dashboard
J. Tremblay
Active
CWA Local 87-M
- Plan Type
- Traditional — 80% Coverage
- Next Enrolment
- 2027-01-01
What BaiTrak administers
Plan Administration
From 20 employees to 2,000+. Any plan design — traditional, hybrid, or flex. Any funding model — fully insured, ASO, or experience-rated. We administer your rules exactly as designed, with dedicated bilingual account teams for your members.
Multi-Carrier Consolidation
Multiple carriers, one platform. One consolidated monthly invoice, broken down by division and cost centre. Change carriers without changing your administration.
Multi-Employer & Union Administration
Hour banking eligibility, 100+ collective bargaining agreements, multi-union provincial compliance. Negotiated CBA provisions and eligibility rules systematically enforced — from one union local to a coast-to-coast workforce.
Operational Infrastructure
Rules. Systems. Procedures.
Over 30 years of disciplined benefits administration. Every transaction traceable. Every rule enforceable. Every dollar reconciled.
Immutable Audit Trails
Every enrolment, adjustment, and remittance is logged with full traceability. Audit-ready from day one.
Systematic Rules Enforcement
CBA minimums, provincial tax calculations, and eligibility conditions enforced at enrolment — not after the fact.
Zero-Tolerance Reconciliation
Premiums collected, reconciled, and remitted to carriers with zero discrepancy. Every dollar accounted for.
100% Canadian Data
All member data stored and processed in Canada. Canadian-owned since 1989. No foreign parent. No exit timeline.
Questions about your benefits administration?
Whether you're evaluating platforms or just learning about your plan — we're here.