Collective Purchasing Power
Your broker accesses rates negotiated across thousands of lives — not just your headcount. Better coverage, better rates, through the strength of multi-employer aggregation.
Growing Teams
Enterprise-grade administration for growing teams.
The same precision infrastructure that administers Canada's largest multi-union plans — configured for organisations with 10 to 100 employees.
Best-in-class coverage through multi-employer aggregation.
Through your broker's multi-employer arrangement, BaiTrak administers your benefits alongside thousands of other Canadian employees. You gain the buying power and administrative stability of a much larger organisation — without the complexity.
What you get
Multi-Carrier Freedom
Your broker designs a best-in-class carrier mix tailored to your team. Health from one carrier, dental from another, life from a third. BaiTrak consolidates it all into one platform and one invoice.
Direct Employee Support
Your employees call our bilingual support centre — not your office manager. Enrolment, life events, premium questions, and claim escalations handled directly by our team.
What changes when you join.
| Dimension | Going Direct to a Carrier | Through BaiTrak (via your broker) |
|---|---|---|
| Rates | Based on your group size alone | Aggregated across thousands of lives |
| Carrier Choice | Locked to one carrier's product shelf | Broker selects the best carrier for each benefit |
| Billing | Separate invoices if using multiple carriers | One consolidated monthly invoice |
| Employee Support | Carrier call centre (generic, English-only) | Dedicated bilingual BaiTrak support team |
| Renewals | Disruptive admin changes if you switch carriers | Seamless administration — change carriers without changing portals |
| Administration | Carrier's standard online portal | Professional TPA — same platform used by Canada's largest employers |
Big-company benefits. Growing-company simplicity.
Ask your broker about BaiTrak administration, or reach out to us directly.